Terms & Conditions

Last Updated: March 5, 2024

Please read these Terms and Conditions ("Terms") carefully before using the services provided by Rock Investments INC ("Company," "we," "our," or "us"). By accessing our website or using our services, you agree to be bound by these Terms.

Acceptance of Terms

By accessing and using our website and services, you accept and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you should not use our services.

Services Description

Rock Investments INC provides financial services including direct lending and related business financing solutions. All services are subject to credit approval and verification of information provided by applicants.

No Guarantee of Approval

Submission of an application or inquiry does not guarantee approval for financing. All applications are subject to our underwriting criteria and approval process.

Use of Website

You agree to use our website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use of the website.

Prohibited Activities

Information Accuracy

You agree to provide accurate, current, and complete information when submitting applications or inquiries. You are responsible for maintaining the accuracy of your information and promptly updating any changes.

SMS Text Messaging Terms

If you opt-in to receive SMS text messages from Rock Investments INC, you agree to the following terms:

  • Consent to Automated Messages: By opting in, you consent to receive text messages from Rock Investments INC, which may be sent using an automatic telephone dialing system (ATDS). These messages may include account notifications, service updates, promotional offers, and other business-related communications.
  • Message Frequency: Message frequency may vary based on your account activity and the nature of communications. We may send recurring messages.
  • Standard Rates Apply: Message and data rates may apply according to your mobile carrier's plan. Contact your carrier for pricing details.
  • Opt-Out Rights: You may opt out of receiving text messages at any time by replying STOP to any text message you receive from us. You will receive a confirmation message confirming your opt-out.
  • Help Information: For help or more information, reply HELP to any message or contact us at craig@the-rock-investments.com.
  • No Purchase Condition: Consent to receive text messages is NOT a condition of purchasing any goods or services from Rock Investments INC. You may still use our services without opting in to SMS communications.
  • Mobile Number Privacy: We will not sell, rent, or share your mobile phone number with third parties for their marketing purposes without your express consent.
  • Carrier Liability: Mobile carriers are not liable for delayed or undelivered messages.
  • Changes to SMS Program: We reserve the right to modify or terminate the SMS program at any time without prior notice.

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Rock Investments INC or its content suppliers and is protected by copyright and other intellectual property laws.

Limitation of Liability

To the fullest extent permitted by law, Rock Investments INC shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use our services or website.

Indemnification

You agree to indemnify and hold harmless Rock Investments INC and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of our services or violation of these Terms.

Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices regarding the collection and use of your information.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content or practices of these third-party sites. Your use of third-party websites is at your own risk.

Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of our services after changes are posted constitutes your acceptance of the modified Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Iowa, without regard to its conflict of law provisions.

Dispute Resolution

Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, conducted in Iowa.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Rock Investments INC regarding the use of our services and supersede any prior agreements.

Contact Information

If you have any questions about these Terms and Conditions, please contact us:

Rock Investments INC
3499 US-33
Albion, IA 46701
Email: craig@the-rock-investments.com